Frequently asked questions

No. Our guidance and the free guide cost you nothing. When a policy is the right fit, we’re compensated by the insurer — never by adding a fee to you.

It’s a small whole life policy, usually $5,000–$25,000, designed to cover funeral and end-of-life costs. It doesn’t expire while premiums are paid, the premium is fixed for life, and it pays a tax-free benefit to whoever you name.

Premiums depend mostly on your age, health, gender, and coverage amount. Many people in their 50s to 70s pay roughly $30–$100 per month for $10,000–$15,000 of coverage. Because it’s whole life, that premium never rises.

Usually not. Most policies are simplified issue (a few health questions, no exam) or guaranteed issue (no questions at all, with a two-year waiting period on natural-cause claims). We help you find the type you’ll actually qualify for at the best price.

Often thousands. Buying a casket independently can save $1,500+, comparing funeral homes can save $2,000–$4,000, and claiming veterans or Social Security benefits adds more. Our Learning Center covers each.

No — that’s the opposite of who we are. You control the pace. Request the guide, read at your leisure, and reach out only if and when you want to.

Yes. Submissions are transmitted securely and used only to send your guide and to help you if you ask us to. We never sell your information. See our Privacy Policy for details.